Motion Gymnastics At Kota Damansara Review

I send my daughter, Aliesha to gymnastics classes since she was 7 years old. I noticed she likes to jump, climb and active physically when she was small.

So I tried to send her to Little Gym for trial. She was hooked to gym ever since. I send her for nearly 3 years to Little Gym.

Little Gym teaches casual gymnastics for kids rather than for competition. Over the years, my daughter found Little Gym classes were becoming easy for her.

I started to look for more intensive gymnastics training and I found Motion Gym to be nearby my house at Kota Damansara.

So I let her joined for one trial class and Aliesha was really liked it because she said it is more challenging than Little Gym.

Motion Gym Class

Motion Gym has different levels. Beginners level starts at level 1 and 2. Motion Gym will conduct an assessment to move up the level.

Before class starts, the kids have to do warming up by running around the gym class, jumping and other warming up technics to loosen their muscles.

For Level 1 & 2, class lasts for 1.5 hour.

Facilities

Fees

All monthly fees are valid as of 9th June 2019. Please check directly with Motion Gymnastics for latest fee.

Motion Gym Fee - Kinder Gym 6 - 7 years old - 1 hour

Fee (RM) \ Lesson	Lesson - Once A Week	Lesson - Twice A Week
Pay Monthly	200	340
Pay 3 months (discount 10%)	540	918
You Saved	60	102
Pay 6 months (discount 15%)	1,020	1,734
You Saved	180	306
Pay 1 year	1,920	3,264
You Saved	480	816

Level 1 & 2: Motion Gym Fee - Motion Gym - 7 years old and above - 1.5 hour

Fee (RM) \ Lesson	Lesson - Once A Week	Lesson - Twice A Week
Pay Monthly	235	400
Pay 3 months (discount 10%)	635	1,080
You Saved	70	120
Pay 6 months (discount 15%)	1,119	2,040
You Saved	211	360
Pay 1 year	2,256	3,840
You Saved	564	960

Level 3 & 4: Motion Gym Fee - Motion Gym - 7 years old and above - 1.5 hour

Fee (RM) \ Lesson	Lesson - Once A Week	Lesson - Twice A Week
Pay Monthly	255	440
Pay 3 months (discount 10%)	689	1,188
You Saved	76	132
Pay 6 months (discount 15%)	1,301	2,244
You Saved	229	396
Pay 1 year	2,448	4,224
You Saved	612	1,056

Level 5 & 6: Motion Gym Fee - Motion Gym - 7 years old and above - 1.5 hour

Fee (RM) \ Lesson	Lesson - Once A Week	Lesson - Twice A Week
Pay Monthly	275	480
Pay 3 months (discount 10%)	743	1,296
You Saved	82	144
Pay 6 months (discount 15%)	1,403	2,448
You Saved	247	432
Pay 1 year	2,640	4,608
You Saved	660	1,152

Schedules

All schedules are valid as of 9th June 2019. Please check directly with Motion Gymnastics for latest schedules.

Recommendation

In term of training, it is much intensive compared to Little Gym. The kids learn different skills. such as cartwheel, balance beam and front handspring. Motion Gym also conduct frequent assessment to evaluate the gymnasts level.

It seems there is one coach for every 5 gymnasts. They ensure the kids really learn the skills by asking them to repeat it till they do it correctly.

In term of facilities, it is a bit run down and sometime smelly and small space of waiting area for parents..

In term of fee, it is reasonable with 1.5 hours of training and furthermore Motion Gym offers discount if you pay 3 months or more.

The Motion Gym is located at Cova Square. The place is a bit scary cause lack of lighting, run down and lots of foreigners.

Even with its negativity, I still send my daughter to Motion Gym because I found that the training is intensive and the coaches are committed in teaching the kids.

Location

L1-11, Cova Square,
Jalan Teknologi Kota Damansara,
47810 Petaling Jaya, Selangor.

Google Map

Contact Details:

Coach Hong: 016- 688 3835
Coach Kit: 016- 489 7722

Website: Motion Gym

Cendol di Kota Bahru Kelantan @ Best Cendol

For this year Raya Aidilfitri, I went back to my parents in law hometown Kota Bahru, Kelantan.

I went to try one of best cendol in Kota Bahru called Best Cendol. It is a food truck at a parking and they provide you with table and chair if you want to eat in the cendol.

The cendol comes with pulut nasi. A bowl of cendol is RM3.50 which I found a bit expensive.

I ate one bowl at the place and I also took away 3 cendols.

I like the taste of the cendol and the big red beans were really tasty.

Location:

Latlong: 6.12685,102.24191

Best Cendol Location on Google Map

Contact Details:

Telephone: 019 267 2116

Best Cendol Facebook homepage.

Malaysia Property Transaction

I compiled the property transaction by year and subsector for time being is only for residential as I personally only invest in residential property.

Data source is from JPPH.

Total Property Transaction by Volume & Value

Year	Volume of Transaction ('000)	Change in Volume of Transaction (%) year on year	Value RM(billion)	Change in Value (%) year on year
1990	148.20	N/A	15.16	N/A
1991	164.00	10.7	17.32	14.2
1992	168.27	2.6	20.27	17.0
1993	178.05	5.8	22.44	10.7
1994	217.54	22.2	29.70	32.4
1995	251.89	15.8	39.85	34.2
1996	270.53	7.4	48.99	22.9
1997	274.75	1.6	53.21	8.6
1998	186.08	-32.3	27.90	-47.6
1999	225.89	21.4	34.42	23.4
2000	240.06	6.3	41.31	20.0
2001	242.63	1.1	38.63	-6.5
2002	231.39	-4.6	38.64	0.0
2003	243.38	5.2	43.43	12.4
2004	293.21	20.5	59.96	38.1
2005	276.51	-5.7	56.78	-5.3
2006	283.90	2.7	61.60	8.5
2007	309.46	9.0	77.14	25.2
2008	340.24	9.9	88.34	14.5
2009	337.86	-0.6	81.00	-8.3
2010	376.59	11.4	107.44	32.6
2011	430.40	14.3	137.83	28.3
2012	427.52	-0.7	142.84	3.6
2013	381.13	-10.9	152.37	6.7
2014	384.06	0.8	162.97	7.0
2015	362.11	-5.7	149.90	-8.0
2016	320.43	-11.5	145.41	-3.0
2017	311.82	-2.7	139.84	-3.8
2018	313.71	0.6	140.33	0.3

Residential Property Transaction by Volume & Value

Year	Volume	Value RM(million)
2001	176,208	22,199.2
2002	162,269	21,136.7
2003	164,723	23,011.2
2004	195,243	29,295.8
2005	181,762	28,407.3
2006	182,555	29,446.9
2007	199,482	36,490.6
2008	216,702	41,304.0
2009	211,653	41,848.4
2010	226,874	50,654.2
2011	269,789	61,831.6
2012	272,669	67,762.2
2013	246,225	72,060.4
2014	247,251	82,059.6
2015	235,967	73,469.9
2016	203,064	65,574.43
2017	194,684	68,463.23
2018	197,385	68,748.26

Malaysia Residential Property Overhang Statistics for Y2018

Residential Property Overhang for Year 2018 categorized by type of property and value.

Residential Property Overhang By Price Range Y2018

Price Range (RM)	Units	Value RM(million)
Below RM200,000	4,692	570.02
RM201,000 - RM300,000	7,566	1,829.21
RM301,000 - RM500,000	7,517	2,915.25
Above RM500,000	12,538	14,547.45
Total	32,313	19,861.93

Residential Unsold Units Under Construction as of Q4, 2018

Price Range	Terrace	Semi Detach	Detach	High Rise	Low Cost	Others	Total
Below RM150,000	2,101	291	0	2,754	1,459	279	6,884
RM151,000 - RM300,000	11,932	614	116	14,486	0	399	27,547
RM301,000 - RM500,000	8,735	1,633	344	10,347	0	679	21,738
RM501,000 - RM1,000,000	6,007	1,772	508	10,958	0	921	20,166
> RM1,000,000	809	1,504	411	1,591	0	34	4,349
Total	29,584	5,814	1,379	40,136	1,459	2,312	80,684
Percentage	36.67%	7.21%	1.71%	49.74%	1.81%	2.87%	100.00%

Residential Unsold Units Not Constructed as of Q4, 2018

Price Range	Terrace	Semi Detach	Detach	High Rise	Low Cost	Others	Total
< RM150,000	303	393	0	240	240	0	1,176
RM151,000 - RM300,000	2,353	387	0	8,410	0	101	11,251
RM301,000 - RM500,000	315	199	260	2,405	0	0	3,179
RM501,000 - RM1,000,000	416	286	0	2,753	0	32	3,487
> RM1,000,000	86	86	22	354	0	224	772
Total	3,473	1,351	282	14,162	240	357	19,865
Percentange	17.48%	6.80%	1.42%	71.29%	1.21%	1.80%	100.00%

Malaysia Residential Property Overhang

Trend of Malaysia Residential Property Overhang year on year from Y2014 in term of number of unit and value RM(million).

Details Statistics:

Residential Property Overhang Statistics for Y2018

Source:

JPPH Residential Property Overhang Q4, 2018

Debt Service Ratio (DSR) Tells How Much You Can Borrow

What is Debt Service Ratio?

Debt Service Ratio (DSR) is a way for banks to determine whether you are eligible to get a property loan from them.

DSR formula as follows:

DSR = Commitment / Net Income.

Net income is your gross income after deducting EPF and income tax portion.

Allowable DSR

Income	Bank maximum allowable DSR
< RM3000	60% of Net Income
< RM6000	70% of Net Income
< RM10,000	75% of Net Income
> RM10,000	80% of Net Income

Notes: Different banks have their own allowable DSR. Above table as guideline only.

DSR Calculation

For new loan application the DSR is calculated the same for all banks but for refinancing the DSR is calculated differently.

New Housing Loan

Let say:

Monthly Income:

Gross Income: RM10,000
EPF Deduction: RM1,000
Income Tax Deduction: RM1,000
Net Income: RM8,000

Monthly Commitment:

Credit Card: RM200
PTPTN: RM100
ASB Loan: RM200
Personal Loan: RM500
Car Installment: RM1,000

Total Commitment:RM2,000

DSR (without new property loan) = RM2,000 / RM8,000
= 25%

Assuming you apply new property loan with monthly installment of RM2,000.

So the DSR would be:

DSR (with the new property loan) = RM4,000 / RM8,000= 50%.

Based on the table allowable DSR, you are still eligible to apply for the housing loan.

Refinancing Loan

Most bank will use similar DSR calculation as the new loan except for Maybank. According to Maybank for the cash out portion they would calculate based maximum tenure of 10 years and the original amount can go to maximum tenure either 30 years or maximum age of 70 years old.

The cash out calculation is only for DSR calculation but if Maybank approves the refinance, you still pay your monthly installment based on maximum tenure.

Calculation Example:

Outstanding amount of the original loan: RM100,000
Refinancing loan amount: RM200,000
So cash out = RM200,000 – RM100,000 = RM100,000

New Refinancing loan interest: 5%

The cash out monthly is calculated on RM100,000 based on 5% interest for 10 years which come to: RM1,061

While the outstanding amount of RM100,000 will be calculated based on 5% interest and tenure of 30 years which come to: RM536

So the monthly loan amount for DSR calculation is RM1,597

DSR (for Maybank) = (RM1,597 + RM2,000) / RM8,000 = 45%

Other banks will calculate RM200,000 based on 5% interest for 30 years which come to: RM1,074

DSR (other banks) = (RM1,074 + RM2,000) / RM8,000 = 38%

So other banks give lower DSR so easier to qualify for a loan. However usually, Maybank gives lower interest rate.

Genting Highland Condominiums Review

New Condominiums At Genting Highlands

Thanks to the Genting Integrated Tourism Plan (GITP) plan, especially the expected 20th Century Fox Theme Park (now cancelled), 5 new condominium being constructed and completed at Genting Highlands. It actual location is at Genting Permai.

The new condominium are:

I would like to do analysis on the first 4 condominium as they are nearer to each other. Which condo is the best to invest in? What unique value the condo can offer vs its competitor?

The Condominium Buildings / Scale Model

Relative Locations

Unit Photos

Windmill Upon Hills

Vista Residence

Geo 38 Residence

Midhills

Layout

Windmill Upon Hills

Vista Residence

Geo 38 Residence

Midhills

Property Comparison

Features \ Condominum	Windmill Upon Hills	Vista Residence	Geo 38 Residence	Midhills
Type	Serviced Apartment	Serviced Residence	Condominium	Serviced Residence
Land Area	5.57 acres	1.33 acres	3.80 acres	5.35 acres
Tenure	Freehold	Leasehold	Freehold	Leasehold
Land Title	Commercial	Residential	Residential	Commercial
Price Range	RM492,000 - RM1,685,000	RM889,350 - RM3,442,537	RM408,528 - RM1,873,281	RM495,000 - RM2,247,437
Size Range	362 sqft - 1,523 sqft	844 sqft - 3,144 sqft	642 sqft - 3,038 sqft	557 sqft - 2,450 sqft
Price per sqft Range	RM1,359 per sqft - RM1,106 per sqft	RM1,053 per sqft - RM1,095 per sqft	RM636 per sqft - RM616 per sqft	RM889 per sqft - RM917 per sqft
Maintenance Fee & Sinking Fund	RM0.40 per sqft inclusive sinking fund	RM0.30 per sqft + 10% sinking fund	?	?
Completion Date	July 2019	July 2018	July 2019	November 2017
Furnishing	Fully Furnished	Fully Furnished	?	?
Location	3.386096, 101.774789	3.388038, 101.772729	3.388104, 101.774780	3.387214, 101.784745
Developer	OSK Properties Sdn Bhd	Fututech Bhd	Pesat Bumi Sdn Bhd	LBS Bina
Number of Blocks	4	?	1	3
Number of Levels	42 Level for Tower A, B and C and 32 Levels for Tower D	33. (1 level Facilities + 23 level Service Residential + 3 level Shoplots + 6 level Carparks)	38	19
Number of Units	1,108	378	579	610
	Tower A (266 units), B(267 units), C(262 units) and D(313 units)	378 units of Serviced Apartment 31 units of Retail Lots + 11 kiosk		Tower 1 - 192 units Tower 2 - 251 units Tower 3 - 167 units
Website	Link	Link	Link	Link
Facilities
Garden	Yes	Yes	Yes	Yes
Gym	Yes	Yes	Yes	Yes
Swimming Pool	Heated Lap Pool & Kids Pool	Heated Pool	Swimming pool & Kids pool	Lap pool, Family pool & wading pool
Jacuzzi	Yes	Yes	Yes	Yes
Sauna	Yes	Yes	Yes	No
Spa	Yes	No	No	No
Children Playground	Yes	Yes	Yes	Yes
Jogging Track	Yes	No	Yes	No
Barbecue Area	Yes	Yes	Yes	Yes
Squash Court	Yes	No	No	No
Tennis Court	Yes	No	Yes	No
Games Room	Yes	No	Yes	Yes. Foosball, pool table, chess, dart, carrom & table tennis
Multipurpose Hall	Yes	Yes	Yes	No
Convenient Shop	No	Yes	Yes	No
Other Facilities	Sky Deck Sunken Deck Celebration Alcove Changing Room Reflexology Path Parcouse Brooks & Bridges	Private-owned roof-top sky-lounge	Sky Garden and Multi Tier Security with Access Card Laundrette TaiChi/Yoga Deck/Reflexology Path Exercise Pole Park AV/Entertainment Room Library Kindergarden Meeting Room	Aqua Wall Reading Nook Waterlily Pond Hammock Deck Reading Room Kick Boxing Spin Cup Fun Zone Air Hockey TV Room Kiddy Bowling Chilled Out Area Sky Aerobic Yoga Deck Hopscotch Social Corner Reflexology Path Reflection Corner Gazebo Zen Deck Aqua Deck Open Air Messamine Fitness Station The Plaza

Property Developers Reputation

When choosing a property, we also must evaluate its developer as it will tell whether you will get quality workmanship, deliver on time and as advertised. To evaluate that I compare based on The Edge Property Excellence Award (as it is easy to find info and the award relates on property quality as well).

Besides I try to find the developers QClassic Scoring. Unfortunately not easy to find information for the correspondent developers.

The Edge Property Excellence Award

The Edge Property Excellence Award (TEPEA) is an award given to property developers based on their quantitative attributes:

Shareholders’ funds
Revenue
Profit before tax
Net gearing

and its qualitative attributes as follows:

Quality of product (service, finish, timeliness)
Innovation and creativity (product, marketing)
Value creation for buyers (capital appreciation)
Image market perception (credibility, management style, effectiveness)
Expertise (management, experience)

Developer	TEPEA 2018	TEPEA 2017	TEPEA 2016
OSK	14	16	18
Kerjaya Prospek	N/A	N/A	N/A
Pesat Bumi	N/A	N/A	N/A
LBS	19	24	N/A

QClassic Scoring

Quality Assessment System in Construction (QLASSIC) is a system or method to measure and evaluate the workmanship quality of a building construction work based on Construction Industry Standard (CIS 7). QLASSIC enables the quality of workmanship between construction projects to be objectively compared through a scoring system.

The accreditation is done by CIBD.

So far I can only find OSK QClassic for Emira Shah Alam Project scored at 80.28%. It means that OSK already doing QClassic to ensure that their property development follows high standard.

Conclusion

	Windmill Upon Hills	Vista Residence	Geo 38 Residence	Midhills
Location	1.0	1.0	1.0	1.0
More Facilities	1.1	0.5	1.0	1.5
Less Density	0.6	1.8	1.2	1.1
Less Price per sqft	0.7	0.9	1.5	1.0
Total	3.4	4.2	4.7	4.5

*The higher the scores, the better it is.

The best condo is Geo 38 Residence while Windmill Upon Hills scored the lowest.

Windmill Upon Hills has good facilities but more dense and more expensive.

Vista Residence has less facilities.

Geo 38 Residence has good facilities, most affordable pricing among other condos.

Midhills is less dense and has good facilities.

References:

Windmill Upon Hills Price Min & Max
Vista Residences Price Min & Max
Geo 38 Residence Price Min & Max
Midhills Price Min & Max

Chicken Pad Krapow Recipe

We discover this menu from Absolute Thai Restaurants and later at Boat Noodles. Husband been loving this dishes and requested me to add in my home cook menu list.

That what i loved to hear, since he doesn’t eat seafood and meat. Always the chicken and i need varieties and options. After few attempt i believe am good at it. I share with you here the recipe;

Ingredients;

Minced chicken
olive oil
shallots (smash or pounded)
ginger (pounded)
onion (slice)
chilies (small slice)
oyster sauce
soy sauce
chicken broth
white sugar
brown sugar
Basil leaf (finely chopped)
salt

How to cook;

heat your frying pan and add some olive oil
fry the minced chicken until brownish
squeeze the chicken to the side of the pan
add shallots, ginger, onion, and chilies until – fry until yellowish.
then mix together with the chicken
mix ingredients for the sauces before hand (oyster sauce, soy sauce, chicken broth, white sugar, brown sugar)
Add in the ready mix sauce into the pan.
stir until the sauce caramelize with the chicken.
add some salt and turn of the stove.
Lastly mix the chopped basil leaf and stir with the chicken.

Ready to eat!! I would suggest to eat together with Tomyam Soup, Omelette and Salted Fish Fried Kailan.

Location

Motion Gym Class

Facilities

Fees

Motion Gym Fee - Kinder Gym 6 - 7 years old - 1 hour

Level 1 & 2: Motion Gym Fee - Motion Gym - 7 years old and above - 1.5 hour

Level 3 & 4: Motion Gym Fee - Motion Gym - 7 years old and above - 1.5 hour

Level 5 & 6: Motion Gym Fee - Motion Gym - 7 years old and above - 1.5 hour

Schedules

Recommendation

Location

Contact Details:

Location:

Contact Details:

Total Property Transaction by Volume & Value

Residential Property Transaction by Volume & Value

Residential Property Overhang By Price Range Y2018

Residential Unsold Units Under Construction as of Q4, 2018

Residential Unsold Units Not Constructed as of Q4, 2018

Details Statistics:

Source:

Steps To Download Your Housing Loan Statement

What is Debt Service Ratio?

Allowable DSR

DSR Calculation

New Housing Loan

Refinancing Loan

New Condominiums At Genting Highlands

The Condominium Buildings / Scale Model

Relative Locations

Unit Photos

Windmill Upon Hills

Vista Residence

Geo 38 Residence

Midhills

Layout

Windmill Upon Hills

Vista Residence

Geo 38 Residence

Midhills

Property Comparison

Property Developers Reputation

The Edge Property Excellence Award

QClassic Scoring

Conclusion

References: