My Property Loan Fully Settled Officially on 4th June 2020

I’m happy my property loan fully settled on 4/6/2020. My loan fully settled 13 years earlier.

Every month, extra money I had, I would use it to reduce my loan principal. This discipline enables me to have additional cash flow from the loan. I’m also excited I don’t need to pay lots of loan interest by fully settled it early.

Of course, I had opportunity lost due to use the cash to reduce loan principal instead of investing it. But I don’t believe in leveraging so much that’s why I wants to settle it.

Last time I fully settled 2 of my cars loans earlier by around 4-5 years.

My next target to settle my other rental property loans.