I hava a housing loan with AIA which carries 4.99% fixed interest rate. At current OPR of 1.75%, this interest rate is quite high.
So to reduce the interest, I decided to do extra payment or prepayment to my housing loan.
I contacted AIA and they shared me the method using Maybank2u. I think it will be similar with other internet banking.
Maybank2u Payee Method
- After login to Maybank2u, select Pay.
- Add as favorite. Select AIA Bhd as Payee. Put your policy number without letter M.
- Request TAC after add as favorite, you can pay any amount you want. There is no minimum amount.
AIA Mortgage Contact Details
Telephone: 03 2056 3359 / 03 2056 3374
Document from AIA regarding prepayment